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The Introduction of 'Al-Waqf Lil-Hayah'

Al-Waqf Lil Hayah is a charitable programme of "special endowment" readily being offered by Islamic Aid Malaysia (IAM) valued at RM50 psf to be owned or practically to have ownership or possession by Muslims which will then endow those properties to Islamic Aid Malaysia or in other words, transfer the advantages and benefits to orphans and the poor through the construction of Residential Complex and Hostel in the state of Kedah.

 

The Objectives of “Al-Waqf Lil Hayah”

The Al-Waqf Lil Hayah or ‘Endowment for Life’ charity project has been brought about for the purpose of encouraging Muslims to practice distinguished attributes such as religious endowment or benefaction. Waqf is one of the ways of worship or the way to get closer and reach out to Allah SWT (Taqarrubilallah) through the endowed wealth or property solely for charitable purposes and out of love for God.

The Al-Waqf Lil Hayah project was launched by Islamic Aid Malaysia (IAM) based upon the guidance and appreciation of Rasullulah S.A.W.'s saying in popular hadiths and narrated as follows :-

1. "When the son of Adam dies, his acts or deeds come to an end except for the following three recurring charities - sadaqa jariya (ceaseless charity that benefits the community), knowledge that is beneficial and pious descendant or children who pray for him (the deceased)."

(Narrated by Muslim)

2. “Ibnu Umar r.a. also reported a hadith on waqf from Rasulullah S.A.W. : 'Umar ibn al-Khattab gained possession of a piece of land in Khaibar; so he came to see the Prophet, peace and blessings of Allah be upon him, to consult him about it. He said, O Messenger of Allah! I have got a piece of land in Khaibar of which I have never obtained more valuable property than this; (Although I aspire to reach out to Allah AzzawaJalla) what is your advice or suggestion about it and the best course of action to take ? The Messenger of Allah p.b.u.h. said: "If you wish, make the property itself to remain inalienable, and give (the profit from) it to charity."

So 'Umar ibn al-Khattab made it a charity on the condition that it shall not be sold, nor given away as a gift, nor inherited, and made it a charity among the needy and the relatives and to set-free slaves and in the way of Allah and for the travellers and to entertain guests, there being no blame on him who managed it if he ate out of it and made (others) eat, not accumulating wealth thereby (Sahih Muslim).

And to this point, herein lies a vital piece of information - The first waqf created by the Prophet Muhammad (PBUH) was a Mosque in Madinah. Other than that, and the first known awqaf (plural for waqf) were established for social purposes by Umar bin Al-Khattab – i.e. land of Khaibar and by Uthman bin Affan – i.e. a well in Madinah. Thereafter many different kinds of waqf were then created for public utilities, education and research, health care, property, cash, grains for seeds, etc.

With the Al-Waqf Lil Hayah programme, religious endowment or benefaction is not only dedicated to certain individuals who have wealth, properties and financial capabilities, but now any single person may also do the same as well for as low as RM50 psf through Al-Waqf Lil Hayah project organized by Islamic Aid Malaysia (IAM).

Indubitably all such deeds have to be done with sincerity (ikhlas) in seeking the pleasure of Allah (Subhanahu Wa Ta’ala). Only when they are done to earn Allah’s pleasure will they be rewarded by Him. If they are done for fame, monetary gain, or any other worldly benefit, then the outcome one achieves in this world is all that they will get for it.

Waqf, sadaqah jariyah or charity programme that will benefit the community is actually an excellent investment of good deeds that will keep flowing like a stream of river after we depart this life. Sadaqah Jariyah is the term for continuous or ceaseless charity. After one dies, the hasanah (good deeds) will continue adding for charities he/she has done before death. That results in this resumption and continuation.

The Holy Qur'an strongly advocates the giving of charity:

"The likeness of those who spend their wealth in the way of Allah, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. And Allah gives manifold increase to whom He wills. And Allah is All-Sufficient for His creatures' needs, All-Knower." (Qur'an 2:261).

And also as the Prophet Muhammad p.b.u.h. once said, “There is charity due upon every joint of the human body; every day on which the sun rises there is a reward of charity for the one who establishes justice among people.” (Sahih Bukhari).

 

The Advantages of Al-Waqf Lil Hayah organized by the Islamic Aid Malaysia (IAM).

Among the advantages of Al-Waqf Lil Hayah are as follows:-

1. The minimum value of only RM50 per square foot.

2. Waqf can be purchased for yourself, family members, relatives or individuals who have died.

3. Online payment facilities via the official website of Islamic Aid Malaysia (IAM) that collaborated with most of local banks providing online banking system. (Financial Process Exchange-FPX).

4. Waqif (founder/donor) can view the amount of purchased endowment via IAM’s official website at any time.

5. Receipt and certificate of Al-Waqf Lil Hayah will be mailed to the registered address within 14 working days.

6. Receipts of Al-Waqf Lil Hayah issued by Islamic Aid Malaysia are valid for income tax relief. INCOME TAX EXEMPTION (Ref: LHDN.01/35/42/51/179-6.7040, Effective Date: July 1, 2011, Government Gazette No : 25848, Gazetted Date : September 25, 2011).

 

7. Insya Allah, those waqif will get GRACE, MERCY & BLESSINGS from ALLAH S.W.T.

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